/* =========================================================
   PREMIUM V4 — Loan Agency UI
   Mobile-first Bangla fintech visual system
   ========================================================= */
:root{
  --p:#d91422;
  --p-dark:#9e0b15;
  --p-deep:#741018;
  --p-soft:#fff0f2;
  --p-softer:#fff8f8;
  --gold:#ffad28;
  --green:#13a86b;
  --blue:#3578e5;
  --violet:#6f57d9;
  --ink:#172033;
  --muted:#6f7787;
  --surface:#fff;
  --bg:#f6f7fb;
  --line:#e9ebf2;
  --radius:22px;
  --radius-sm:15px;
  --shadow:0 15px 45px rgba(27,35,52,.09);
  --shadow-soft:0 8px 24px rgba(27,35,52,.07);
  --ease:cubic-bezier(.2,.75,.2,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink)}
body:not(.admin-body){background:linear-gradient(180deg,#fff 0,#fff 520px,#f7f8fb 520px)}
.container{width:min(1180px,calc(100% - 34px));margin-inline:auto}
a{text-decoration:none;color:inherit}
.muted{color:var(--muted)!important}
.ui-icon{width:20px;height:20px}

/* Header */
.announcement{background:#851019;color:#fff;border-bottom:1px solid rgba(255,255,255,.1)}
.announcement .container{min-height:34px;display:flex;align-items:center;justify-content:center;gap:9px;font-size:12px;font-weight:700;letter-spacing:.01em}
.announcement .ui-icon{width:16px;height:16px;color:#ffd5d8}
.site-header,.app-header{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid rgba(226,229,237,.8);transition:.25s}
.site-header.scrolled,.app-header.scrolled{box-shadow:0 8px 26px rgba(22,31,48,.08)}
.nav-wrap,.app-nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:11px;min-width:0}
.brand img{width:46px;height:46px;object-fit:contain;border-radius:14px;background:#fff}
.brand-mark{width:46px;height:46px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(145deg,var(--p),#ff4c58);color:#fff;font-size:23px;font-weight:900;box-shadow:0 10px 24px rgba(217,20,34,.25)}
.brand-copy{display:flex;flex-direction:column;min-width:0}
.brand-copy strong{font-size:18px;line-height:1.05;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.brand-copy small{font-size:10px;color:var(--muted);margin-top:3px}
.desktop-nav{display:flex;align-items:center;gap:22px}
.desktop-nav a{font-size:13px;font-weight:750;color:#424b5d;position:relative;padding:10px 0}
.desktop-nav a:after{content:"";height:2px;border-radius:999px;background:var(--p);position:absolute;left:0;right:100%;bottom:4px;transition:.2s}
.desktop-nav a:hover{color:var(--p)}
.desktop-nav a:hover:after{right:0}
.nav-actions,.app-top-actions{display:flex;align-items:center;gap:8px}
.lang-pill{height:36px;padding:0 12px;border:1px solid var(--line);border-radius:999px;display:inline-flex;align-items:center;font-size:12px;font-weight:800;background:#fff;color:#50596b}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:13px;background:linear-gradient(135deg,var(--p),#f03a45);color:#fff;font-weight:800;padding:11px 17px;cursor:pointer;box-shadow:0 9px 20px rgba(217,20,34,.18);transition:.2s var(--ease)}
.btn:hover{transform:translateY(-2px);box-shadow:0 13px 25px rgba(217,20,34,.24)}
.btn-sm{padding:9px 14px;font-size:12px;border-radius:11px}
.btn-lg{padding:14px 21px;border-radius:15px;font-size:15px}
.btn-ghost{background:#fff;color:var(--p);border:1px solid #f1c6c9;box-shadow:none}
.btn-success{background:linear-gradient(135deg,#0e9f65,#18bd7b)}
.menu-btn,.icon-button{border:1px solid var(--line);background:#fff;width:38px;height:38px;border-radius:12px;display:grid;place-items:center;color:#4f586b;cursor:pointer}
.mobile-menu,.user-drawer{display:none;position:absolute;left:17px;right:17px;top:calc(100% + 8px);padding:10px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);max-height:72vh;overflow:auto}
.mobile-menu.open,.user-drawer.open{display:grid;animation:menuIn .2s var(--ease)}
.mobile-menu a,.user-drawer a{padding:12px 13px;border-radius:11px;font-weight:750;color:#3f485b}
.mobile-menu a:hover,.user-drawer a:hover{background:var(--p-soft);color:var(--p)}
@keyframes menuIn{from{opacity:0;transform:translateY(-7px)}to{opacity:1;transform:none}}

/* Public Hero */
.landing-hero{position:relative;overflow:hidden;padding:50px 0 26px;background:radial-gradient(circle at 82% 15%,rgba(255,195,200,.5),transparent 32%),linear-gradient(180deg,#fff 0,#fff6f6 100%)}
.landing-hero:before{content:"";position:absolute;width:340px;height:340px;border-radius:50%;background:linear-gradient(145deg,rgba(217,20,34,.1),rgba(255,174,40,.08));right:-120px;bottom:-180px}
.hero-grid-v4{display:grid;grid-template-columns:1.07fr .93fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero-copy-v4{padding:18px 0}
.eyebrow-v4{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid #f2d4d7;color:var(--p);border-radius:999px;padding:7px 11px;font-size:11px;font-weight:900;letter-spacing:.025em;box-shadow:0 5px 15px rgba(36,44,59,.04)}
.hero-copy-v4 h1{font-size:58px;line-height:1.02;letter-spacing:-.045em;margin:16px 0 17px;max-width:780px}
.hero-copy-v4 h1 span{color:var(--p)}
.hero-copy-v4>p{font-size:17px;line-height:1.75;color:#5e6779;max-width:700px;margin:0 0 23px}
.hero-actions-v4{display:flex;gap:10px;flex-wrap:wrap}
.hero-badges-v4{display:flex;gap:15px;flex-wrap:wrap;margin-top:24px}
.hero-badge-v4{display:flex;align-items:center;gap:7px;color:#4e5768;font-size:12px;font-weight:750}
.hero-badge-v4 span{width:25px;height:25px;display:grid;place-items:center;border-radius:8px;background:#eaf8f1;color:var(--green)}
.hero-badge-v4 .ui-icon{width:15px;height:15px}
.hero-device-wrap{display:flex;justify-content:center;position:relative}
.hero-device-wrap:before,.hero-device-wrap:after{content:"";position:absolute;border-radius:50%;filter:blur(0)}
.hero-device-wrap:before{width:410px;height:410px;background:linear-gradient(145deg,#ffe4e7,#fff0df);top:15px;left:50%;transform:translateX(-50%)}
.hero-device{width:min(390px,100%);background:#fff;border:9px solid #202532;border-radius:42px;padding:14px;box-shadow:0 34px 70px rgba(26,31,43,.2);position:relative;z-index:2;transform:rotate(1.5deg)}
.hero-device-notch{width:112px;height:20px;background:#202532;border-radius:0 0 15px 15px;margin:-14px auto 12px}
.phone-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.phone-brand{display:flex;align-items:center;gap:8px;font-weight:900;color:var(--p)}
.phone-brand .mini-logo{width:30px;height:30px;border-radius:10px;background:var(--p);color:#fff;display:grid;place-items:center}
.phone-wallet{background:linear-gradient(135deg,var(--p),#ff5963);color:#fff;border-radius:19px;padding:18px;position:relative;overflow:hidden}
.phone-wallet:after{content:"৳";position:absolute;font-size:100px;font-weight:900;opacity:.08;right:0;top:-30px}
.phone-wallet small{opacity:.8}
.phone-wallet strong{display:block;font-size:30px;margin:3px 0 13px}
.phone-wallet-row{display:flex;justify-content:space-between;gap:8px}
.phone-wallet-chip{background:rgba(255,255,255,.14);padding:7px 9px;border-radius:10px;font-size:10px;font-weight:800}
.phone-quick{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:12px}
.phone-quick div{text-align:center;font-size:9px;font-weight:800;color:#4a5365}
.phone-quick span{width:48px;height:48px;margin:0 auto 6px;border-radius:15px;display:grid;place-items:center;background:#fff4f5;color:var(--p);border:1px solid #fde0e2}
.phone-quick .ui-icon{width:21px;height:21px}
.phone-banner{margin-top:12px;border-radius:17px;background:linear-gradient(135deg,#fff0f0,#fff8e9);padding:13px;display:flex;justify-content:space-between;gap:12px;align-items:center;border:1px solid #fae0e2}
.phone-banner strong{font-size:12px;display:block}.phone-banner small{font-size:9px;color:var(--muted)}
.phone-banner-icon{width:52px;height:52px;border-radius:16px;background:#fff;display:grid;place-items:center;color:var(--p);box-shadow:var(--shadow-soft)}
.hero-float{position:absolute;z-index:4;background:#fff;border:1px solid var(--line);border-radius:15px;box-shadow:var(--shadow-soft);padding:10px 12px;display:flex;gap:8px;align-items:center;font-size:11px;font-weight:800;animation:floatY 4s ease-in-out infinite}
.hero-float.one{left:-14px;top:95px}.hero-float.two{right:-15px;bottom:110px;animation-delay:-1.5s}
.hero-float i{width:31px;height:31px;border-radius:10px;background:#eaf8f1;color:var(--green);display:grid;place-items:center;font-style:normal}
@keyframes floatY{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

.trust-row-v4{margin-top:36px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.trust-v4{background:#fff;border:1px solid var(--line);border-radius:16px;padding:15px;display:flex;align-items:center;gap:10px;box-shadow:0 8px 26px rgba(29,35,51,.04)}
.trust-v4 span{width:40px;height:40px;display:grid;place-items:center;border-radius:13px;background:var(--p-soft);color:var(--p)}
.trust-v4 strong{display:block;font-size:12px}.trust-v4 small{display:block;color:var(--muted);font-size:9px;margin-top:2px}

/* General sections */
.section{padding:78px 0}
.section.alt{background:#fff}
.section-head{max-width:720px;margin:0 auto 34px;text-align:center}
.section-kicker{display:inline-flex;padding:6px 10px;border-radius:999px;background:var(--p-soft);color:var(--p);font-size:10px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}
.section-head h2{font-size:38px;letter-spacing:-.035em;margin:12px 0 10px}
.section-head p{color:var(--muted);line-height:1.7;margin:0}
.grid{display:grid;gap:16px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:21px;box-shadow:0 8px 26px rgba(28,35,51,.045)}
.service-card-v4{position:relative;overflow:hidden;min-height:205px;transition:.25s var(--ease)}
.service-card-v4:hover{transform:translateY(-7px);box-shadow:var(--shadow)}
.service-card-v4:after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;right:-45px;top:-55px;background:var(--p-soft)}
.service-icon-v4{width:57px;height:57px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#fff0f1,#fff);color:var(--p);border:1px solid #f8dfe1;box-shadow:0 9px 20px rgba(217,20,34,.08);position:relative;z-index:1}
.service-icon-v4 img{width:28px;height:28px;object-fit:contain}.service-icon-v4 .ui-icon{width:25px;height:25px}
.service-card-v4 h3{font-size:18px;margin:16px 0 7px;position:relative;z-index:1}.service-card-v4 p{color:var(--muted);font-size:13px;line-height:1.65;margin:0;position:relative;z-index:1}

/* No advance */
.safety-shell{display:grid;grid-template-columns:.95fr 1.05fr;gap:22px;align-items:stretch}
.safety-visual{border-radius:28px;padding:34px;background:linear-gradient(145deg,#84101a,#d91825);color:#fff;position:relative;overflow:hidden;min-height:430px}
.safety-visual:before{content:"";position:absolute;width:310px;height:310px;border-radius:50%;background:rgba(255,255,255,.07);right:-120px;top:-100px}
.safety-shield{width:74px;height:74px;border-radius:24px;background:rgba(255,255,255,.12);display:grid;place-items:center;margin-bottom:22px}.safety-shield .ui-icon{width:36px;height:36px}
.safety-visual h2{font-size:38px;line-height:1.12;letter-spacing:-.03em;margin:0 0 13px;max-width:610px}.safety-visual p{line-height:1.75;color:#ffe9eb;max-width:610px}
.safety-chip{display:inline-flex;gap:7px;align-items:center;padding:9px 12px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.14);border-radius:12px;font-size:11px;font-weight:800;margin-top:14px}
.rule-panel-v4{background:#fff;border:1px solid var(--line);border-radius:28px;padding:25px;box-shadow:var(--shadow-soft);display:grid;gap:12px}
.rule-row-v4{display:flex;gap:13px;align-items:flex-start;padding:15px;border-radius:16px;background:#fbfcfe;border:1px solid #edf0f4}
.rule-row-v4 .rnum{width:38px;height:38px;border-radius:13px;background:#eaf8f1;color:var(--green);display:grid;place-items:center;flex:0 0 38px}.rule-row-v4 .rnum .ui-icon{width:20px;height:20px}
.rule-row-v4 strong{display:block;font-size:14px}.rule-row-v4 small{display:block;color:var(--muted);font-size:11px;line-height:1.55;margin-top:3px}

/* Calculator / products */
.calculator-preview{display:grid;grid-template-columns:1fr .82fr;gap:20px;align-items:stretch}
.calculator-box{background:#fff;border-radius:27px;border:1px solid var(--line);padding:28px;box-shadow:var(--shadow-soft)}
.amount-pills{display:flex;gap:8px;flex-wrap:wrap;margin:17px 0}.amount-pill{padding:9px 12px;border:1px solid #e4e7ee;border-radius:11px;font-size:12px;font-weight:800;background:#fff}.amount-pill.active{border-color:#efb4b8;background:#fff2f3;color:var(--p)}
.calc-summary{background:linear-gradient(145deg,#1c2433,#2d3749);color:#fff;border-radius:27px;padding:28px;position:relative;overflow:hidden}.calc-summary:after{content:"৳";position:absolute;font-size:190px;font-weight:900;right:-15px;bottom:-85px;opacity:.04}.calc-summary h3{margin:0 0 16px}.calc-line{display:flex;justify-content:space-between;gap:15px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:12px}.calc-line strong{font-size:14px}.calc-line.total{border-bottom:0;padding-top:18px}.calc-line.total strong{font-size:26px;color:#ffd2d5}
.loan-card-v4{transition:.22s}.loan-card-v4:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.loan-amount-v4{font-size:32px;font-weight:900;letter-spacing:-.03em;margin:13px 0}.loan-meta-v4{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:17px}.meta-chip{background:#f5f6f9;border:1px solid #eceef3;border-radius:999px;padding:7px 10px;font-size:10px;font-weight:800;color:#5b6476}
.badge{display:inline-flex;align-items:center;gap:5px;border-radius:999px;padding:6px 9px;font-size:10px;font-weight:900}.badge-danger{background:#fff0f2;color:var(--p)}.badge-warning{background:#fff5d9;color:#9b6700}.badge-success{background:#eaf8f1;color:#0e8d59}

/* Steps */
.process-v4{display:grid;grid-template-columns:repeat(6,1fr);gap:0;position:relative}.process-v4:before{content:"";height:2px;background:#f0d1d3;position:absolute;left:8%;right:8%;top:26px}
.process-item-v4{text-align:center;position:relative;z-index:1;padding:0 7px}.process-num-v4{width:54px;height:54px;border-radius:18px;background:#fff;border:2px solid #f0c8ca;color:var(--p);display:grid;place-items:center;margin:0 auto 10px;font-weight:900;box-shadow:0 8px 20px rgba(217,20,34,.08)}.process-item-v4:nth-child(odd) .process-num-v4{background:var(--p);color:#fff;border-color:var(--p)}.process-item-v4 h4{font-size:12px;margin:0}.process-item-v4 small{display:block;color:var(--muted);font-size:9px;margin-top:4px}

/* Partner & certificate */
.logos{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.logo-card{min-height:110px;display:grid;place-items:center;text-align:center}.logo-card img{max-width:100px;max-height:44px}.logo-card strong{font-size:13px}.certificate-card-v4{display:flex;gap:13px;align-items:center}.cert-seal{width:55px;height:55px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#fff3db,#fff);color:#b56c00;border:1px solid #f4e1bb;flex:0 0 55px}.cert-seal .ui-icon{width:26px;height:26px}.certificate-card-v4 strong{display:block}.certificate-card-v4 small{color:var(--muted);font-size:10px}

/* CTA + footer */
.cta-band{padding:0 0 70px}.cta-v4{border-radius:30px;background:linear-gradient(120deg,#9e0e18,#e22531);color:#fff;padding:38px;display:flex;justify-content:space-between;align-items:center;gap:25px;position:relative;overflow:hidden}.cta-v4:after{content:"";position:absolute;width:250px;height:250px;border-radius:50%;right:-90px;bottom:-130px;background:rgba(255,255,255,.07)}.cta-v4 h2{font-size:32px;margin:0 0 7px}.cta-v4 p{color:#ffe3e5;margin:0}.cta-v4 .btn{background:#fff;color:var(--p);box-shadow:none;position:relative;z-index:2}
.footer{background:#151b26;color:#cbd2de;padding:58px 0 0}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:42px}.footer h3,.footer h4{color:#fff}.footer p,.footer a{color:#aeb7c6;line-height:1.7;font-size:12px}.footer a{display:block;margin:7px 0}.footer a:hover{color:#fff}.footer-brand{display:flex;align-items:center;gap:11px}.support-links{display:grid;grid-template-columns:1fr;gap:2px}.footer-bottom{margin-top:38px;border-top:1px solid rgba(255,255,255,.08);padding:20px 0 27px;display:flex;align-items:flex-end;justify-content:space-between;gap:25px}.license-note{max-width:820px;color:#8e98a8;font-size:10px;line-height:1.6}

/* Auth */
.auth-shell{min-height:calc(100vh - 112px);display:grid;grid-template-columns:1fr 1fr;background:#fff}.auth-showcase{padding:70px max(38px,8vw);background:radial-gradient(circle at 90% 10%,rgba(255,255,255,.12),transparent 32%),linear-gradient(145deg,#8d0b15,#d91a26);color:#fff;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}.auth-showcase:after{content:"";position:absolute;width:360px;height:360px;border-radius:50%;background:rgba(255,255,255,.06);right:-150px;bottom:-160px}.auth-showcase h1{font-size:50px;line-height:1.05;letter-spacing:-.045em;margin:15px 0 15px;max-width:620px}.auth-showcase p{font-size:15px;line-height:1.75;color:#ffe8ea;max-width:590px}.auth-benefits{display:grid;gap:10px;margin-top:21px}.auth-benefit{display:flex;align-items:center;gap:10px;font-size:12px;font-weight:750;color:#fff}.auth-benefit .bicon{width:31px;height:31px;border-radius:11px;background:rgba(255,255,255,.13);display:grid;place-items:center}.auth-benefit .ui-icon{width:17px;height:17px}.auth-panel{display:grid;place-items:center;padding:46px 28px;background:#f8f9fb}.auth-card{width:min(520px,100%);background:#fff;border:1px solid var(--line);border-radius:28px;padding:32px;box-shadow:0 24px 70px rgba(23,31,46,.11)}.auth-card h2{font-size:31px;margin:9px 0 5px}.auth-switch{text-align:center;color:var(--muted);font-size:12px;margin:19px 0 0}.auth-switch a{color:var(--p);font-weight:900}.field{margin-bottom:15px}.field label{display:block;font-size:11px;font-weight:850;color:#3f4858;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #dfe3ea;background:#fbfcfd;border-radius:13px;padding:13px 14px;outline:none;font:inherit;transition:.2s}.field input:focus,.field select:focus,.field textarea:focus{border-color:#e5979c;background:#fff;box-shadow:0 0 0 4px rgba(217,20,34,.06)}.input-wrap{position:relative}.input-wrap input{padding-left:43px}.field-icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:#9a4350;z-index:1}.field-icon .ui-icon{width:17px;height:17px}.password-toggle{position:absolute;right:8px;top:50%;transform:translateY(-50%);border:0;background:#fff0f1;color:var(--p);border-radius:9px;padding:7px 9px;font-size:10px;font-weight:900;cursor:pointer}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.flash{width:min(760px,calc(100% - 34px));margin:14px auto;padding:12px 14px;border-radius:13px;font-size:12px;font-weight:750}.flash-error{background:#fff0f1;color:#a61520;border:1px solid #f8cbd0}.flash-success{background:#eaf8f1;color:#0e7d50;border:1px solid #c8ebd9}

/* User app */
.app-body{background:#f5f6fa!important;padding-bottom:72px}.app-header{background:rgba(255,255,255,.97)}.profile-chip{display:flex;align-items:center;gap:8px;padding:5px 10px 5px 5px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:11px;font-weight:800}.profile-avatar{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,#ffdfe2,#fff2f3);color:var(--p);font-weight:900}.app-main{padding-top:22px;padding-bottom:38px}
.user-overview-v4{background:linear-gradient(135deg,#970e18 0,#d91b27 58%,#f0444d 100%);color:#fff;border-radius:28px;padding:27px;position:relative;overflow:hidden;box-shadow:0 18px 38px rgba(157,14,24,.18)}
.user-overview-v4:before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.07);right:-100px;top:-90px}.user-overview-v4:after{content:"৳";position:absolute;font-size:170px;font-weight:900;right:15px;bottom:-82px;opacity:.045}.user-welcome{display:flex;justify-content:space-between;gap:20px;align-items:flex-start;position:relative;z-index:1}.user-identity{display:flex;gap:11px;align-items:center}.user-avatar-lg{width:54px;height:54px;border-radius:17px;background:#fff;color:var(--p);display:grid;place-items:center;font-size:20px;font-weight:900;border:3px solid rgba(255,255,255,.4)}.user-welcome small{display:block;color:#ffdfe2}.user-welcome h1{font-size:24px;margin:3px 0 0}.overview-action{background:#fff;color:var(--p);box-shadow:none}.overview-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:24px;position:relative;z-index:1}.overview-stat{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.13);border-radius:15px;padding:13px}.overview-stat small{font-size:9px;color:#ffdfe2;display:block}.overview-stat strong{font-size:19px;display:block;margin-top:3px}
.user-banner-slider{margin-top:16px;background:transparent!important;border:0!important;box-shadow:none!important}.user-banner-slider .slide{min-height:190px;border-radius:22px;background:linear-gradient(135deg,#fff,#fff2f3);border:1px solid #f4dade;padding:23px;display:none;grid-template-columns:1fr .35fr;align-items:center}.user-banner-slider .slide.active{display:grid}.user-banner-slider .slide h2{font-size:25px;margin:8px 0}.user-banner-slider .slide p{color:var(--muted);font-size:12px}.user-banner-slider .slider-dots{bottom:10px}
.user-section-title{display:flex;align-items:center;justify-content:space-between;gap:15px;margin:24px 0 12px}.user-section-title h2{font-size:18px;margin:0}.user-section-title a{font-size:11px;color:var(--p);font-weight:850}
.user-service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:11px}.user-service-card{background:#fff;border:1px solid var(--line);border-radius:18px;min-height:112px;padding:14px 9px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:9px;transition:.2s;box-shadow:0 6px 19px rgba(28,35,51,.035)}.user-service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft)}.user-service-icon{width:47px;height:47px;border-radius:15px;background:var(--p-soft);color:var(--p);display:grid;place-items:center}.user-service-icon .ui-icon{width:22px;height:22px}.user-service-card:nth-child(2n) .user-service-icon{background:#eef8f4;color:#0f9460}.user-service-card:nth-child(3n) .user-service-icon{background:#eef4ff;color:#3f70d7}.user-service-card:nth-child(4n) .user-service-icon{background:#f5f0ff;color:#7151c8}.user-service-card strong{font-size:10px;line-height:1.35}
.status-card-v4{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}.status-progress{display:flex;gap:5px;margin-top:14px}.status-progress i{height:6px;border-radius:999px;background:#eceff4;flex:1}.status-progress i.done{background:linear-gradient(90deg,var(--p),#f05a61)}
.no-advance-mini{display:flex;align-items:center;gap:13px;background:#fff;border:1px solid #f0d9dc;border-radius:20px;padding:17px}.no-advance-mini .shield-mini{width:46px;height:46px;border-radius:15px;background:#eaf8f1;color:var(--green);display:grid;place-items:center;flex:0 0 46px}.no-advance-mini strong{font-size:13px;display:block}.no-advance-mini small{font-size:10px;color:var(--muted)}
.bottom-nav{display:none;position:fixed;left:0;right:0;bottom:0;z-index:80;background:rgba(255,255,255,.97);backdrop-filter:blur(16px);border-top:1px solid var(--line);padding:7px max(12px,env(safe-area-inset-right)) calc(7px + env(safe-area-inset-bottom));justify-content:space-around}.bottom-nav a{min-width:55px;display:flex;flex-direction:column;align-items:center;gap:3px;color:#7b8494;font-size:9px;font-weight:800}.bottom-nav .ui-icon{width:20px;height:20px}.bottom-nav a:hover{color:var(--p)}

/* Wizard refinements */
.application-shell{max-width:1030px;margin:0 auto}.wizard-card{padding:0!important;overflow:hidden;border-radius:28px}.wizard-head{padding:29px 30px;background:linear-gradient(135deg,#fff3f4,#fff);border-bottom:1px solid var(--line)}.wizard-head h1{font-size:34px;margin:6px 0}.wizard-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin-top:20px}.wizard-step-indicator{display:flex;align-items:center;gap:8px;padding:10px;border-radius:13px;background:#fff;border:1px solid var(--line);color:#8790a0;font-size:10px;font-weight:800}.wizard-step-indicator .num{width:27px;height:27px;border-radius:9px;background:#f0f2f5;display:grid;place-items:center}.wizard-step-indicator.active{border-color:#edb8bc;color:var(--p);background:#fff6f7}.wizard-step-indicator.active .num,.wizard-step-indicator.done .num{background:var(--p);color:#fff}.wizard-body{padding:28px 30px}.wizard-pane{display:none;animation:fadeUp .35s var(--ease)}.wizard-pane.active{display:block}.option-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:11px}.option-radio{display:block;cursor:pointer}.option-radio input{position:absolute;opacity:0}.option-card{border:1px solid var(--line);border-radius:17px;padding:16px;background:#fff;transition:.2s}.option-card strong{font-size:17px}.option-card small{color:var(--muted);display:block;margin-top:3px}.option-radio input:checked+.option-card{border-color:#ed9da3;background:#fff2f3;box-shadow:0 0 0 3px rgba(217,20,34,.05)}.upload-box{border:1.5px dashed #ccd2dd;border-radius:17px;padding:20px;text-align:center;background:#fbfcfd;display:block;cursor:pointer}.upload-box:hover{border-color:#e9959b;background:#fff7f7}.upload-box input[type=file]{margin-top:8px;font-size:11px}.wizard-actions{display:flex;justify-content:space-between;gap:10px;padding-top:20px;border-top:1px solid var(--line);margin-top:23px}.review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:11px}.review-item{border:1px solid var(--line);border-radius:15px;padding:14px;background:#fbfcfe}.review-item small{display:block;color:var(--muted);font-size:10px}.review-item strong{display:block;font-size:13px;margin-top:4px}.proof-highlight{display:flex;gap:12px;align-items:flex-start;padding:15px;border-radius:16px;background:#eaf8f1;border:1px solid #c7ebd7}.proof-highlight .ui-icon{color:var(--green)}

/* Chat */
.chat-fab{position:fixed;right:20px;bottom:23px;width:58px;height:58px;border:0;border-radius:20px;background:linear-gradient(135deg,var(--p),#f54c56);color:#fff;z-index:92;box-shadow:0 18px 38px rgba(217,20,34,.31);display:grid;place-items:center;cursor:pointer}.chat-fab .ui-icon{width:25px;height:25px}.chat-box{display:none;position:fixed;right:20px;bottom:92px;width:min(375px,calc(100vw - 28px));height:530px;background:#fff;border:1px solid var(--line);border-radius:23px;z-index:92;box-shadow:0 26px 70px rgba(20,27,40,.21);overflow:hidden}.chat-box.open{display:flex;flex-direction:column}.chat-head{padding:15px 16px;background:linear-gradient(135deg,#8d0d17,#d91a26);color:#fff;display:flex;align-items:center;justify-content:space-between}.chat-head-title{display:flex;gap:9px;align-items:center}.support-dot{width:35px;height:35px;border-radius:12px;background:rgba(255,255,255,.13);display:grid;place-items:center}.chat-head button{border:0;background:none;color:#fff;font-size:23px}.chat-messages{flex:1;overflow:auto;background:#f7f8fb;padding:14px}.msg{max-width:82%;border-radius:15px;padding:10px 12px;margin:7px 0;font-size:12px;line-height:1.55}.msg.user{margin-left:auto;background:#ffe5e7;color:#651c22;border-bottom-right-radius:5px}.msg.support{background:#fff;border:1px solid var(--line);border-bottom-left-radius:5px}.chat-form{display:flex;gap:6px;border-top:1px solid var(--line);padding:8px}.chat-form input{flex:1;border:0;background:#f3f5f8;border-radius:11px;padding:12px;outline:none}.chat-form button{width:44px;border:0;border-radius:11px;background:var(--p);color:#fff;display:grid;place-items:center}

/* Content */
.page-title{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:18px}.page-title h1{font-size:30px;margin:0}.content-page{max-width:950px;margin:auto}.content-page .card{padding:32px}.table-wrap{overflow:auto}.table{width:100%;border-collapse:collapse;min-width:700px}.table th,.table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:11px}.table th{background:#f8f9fb;color:#626c7f;font-size:10px;text-transform:uppercase;letter-spacing:.035em}.actions{display:flex;gap:7px;flex-wrap:wrap}.link-btn{display:inline-flex;align-items:center;justify-content:center;border:1px solid #dce1e8;background:#fff;padding:7px 10px;border-radius:9px;font-weight:800;font-size:10px;cursor:pointer}.profile-layout{display:grid;grid-template-columns:280px 1fr;gap:17px}.profile-card{text-align:center}.avatar{width:96px;height:96px;border-radius:28px;display:grid;place-items:center;background:linear-gradient(145deg,#ffe1e4,#fff5f5);margin:auto;font-size:30px;color:var(--p);font-weight:900}

/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s var(--ease),transform .6s var(--ease)}.reveal.visible{opacity:1;transform:none}

/* Responsive */
.site-header .menu-btn,.app-header .menu-btn{display:none}
@media(max-width:1050px){
  .desktop-nav{gap:13px}.desktop-nav a{font-size:11px}
  .hero-grid-v4{grid-template-columns:1fr .8fr;gap:20px}.hero-copy-v4 h1{font-size:48px}
  .trust-row-v4{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .process-v4{grid-template-columns:repeat(3,1fr);gap:18px}.process-v4:before{display:none}
}
@media(max-width:900px){
  .site-header .menu-btn,.app-header .menu-btn{display:grid}.desktop-nav{display:none}
  .hero-grid-v4{grid-template-columns:1fr}.hero-copy-v4{text-align:center}.hero-copy-v4>p{margin-inline:auto}.hero-actions-v4,.hero-badges-v4{justify-content:center}.hero-device-wrap{margin-top:15px}
  .safety-shell,.calculator-preview{grid-template-columns:1fr}
  .grid-3{grid-template-columns:repeat(2,1fr)}.logos{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}
  .auth-shell{grid-template-columns:1fr}.auth-showcase{min-height:420px;padding:50px 30px}.auth-panel{padding:34px 20px}
  .bottom-nav{display:flex}.app-body .chat-fab{bottom:78px}
  .profile-layout{grid-template-columns:1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 24px,1180px)}
  .announcement .container{font-size:9px;text-align:center;min-height:30px}
  .nav-wrap,.app-nav{min-height:66px}.brand-mark,.brand img{width:39px;height:39px;border-radius:12px}.brand-copy strong{font-size:14px;max-width:125px}.brand-copy small{display:none}.nav-actions .lang-pill{display:none}.nav-actions .btn-sm{font-size:10px;padding:8px 10px}.menu-btn{width:36px;height:36px}
  .landing-hero{padding:30px 0 20px}.hero-copy-v4{padding:0}.hero-copy-v4 h1{font-size:39px;line-height:1.06}.hero-copy-v4>p{font-size:14px;line-height:1.65}.hero-actions-v4 .btn{flex:1}.hero-badges-v4{display:grid;grid-template-columns:1fr 1fr;text-align:left}.hero-device{width:340px;border-width:7px;border-radius:36px;padding:12px}.hero-device-notch{margin:-12px auto 10px}.hero-float{display:none}.trust-row-v4{grid-template-columns:1fr 1fr;margin-top:23px}.trust-v4{padding:11px;gap:8px}.trust-v4 span{width:33px;height:33px}.trust-v4 strong{font-size:10px}.trust-v4 small{font-size:8px}
  .section{padding:53px 0}.section-head{margin-bottom:24px}.section-head h2{font-size:29px}.section-head p{font-size:13px}.grid-2,.grid-3,.grid-4,.logos{grid-template-columns:1fr 1fr}.service-card-v4{min-height:170px;padding:16px}.service-icon-v4{width:48px;height:48px;border-radius:15px}.service-card-v4 h3{font-size:14px}.service-card-v4 p{font-size:10px}.safety-visual{min-height:auto;padding:26px;border-radius:23px}.safety-visual h2{font-size:30px}.rule-panel-v4{padding:14px;border-radius:22px}.rule-row-v4{padding:12px}.process-v4{grid-template-columns:repeat(2,1fr)}
  .cta-v4{padding:28px 22px;flex-direction:column;align-items:flex-start}.cta-v4 h2{font-size:27px}.footer{padding-top:43px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{align-items:flex-start;flex-direction:column}
  .auth-showcase{min-height:330px;padding:42px 23px}.auth-showcase h1{font-size:37px}.auth-panel{padding:20px 13px 36px}.auth-card{padding:23px;border-radius:22px}.auth-card h2{font-size:27px}.form-row{grid-template-columns:1fr}
  .app-top-actions .icon-button{display:none}.profile-chip span:last-child{display:none}.app-main{padding-top:14px}.user-overview-v4{border-radius:22px;padding:20px}.user-welcome{align-items:center}.user-welcome h1{font-size:18px}.user-avatar-lg{width:47px;height:47px;border-radius:14px}.overview-action{padding:8px 10px;font-size:9px}.overview-stats{gap:6px}.overview-stat{padding:10px}.overview-stat strong{font-size:14px}.user-service-grid{grid-template-columns:repeat(4,1fr);gap:7px}.user-service-card{min-height:95px;padding:10px 5px;border-radius:15px}.user-service-icon{width:39px;height:39px;border-radius:13px}.user-service-card strong{font-size:8px}.status-card-v4{grid-template-columns:1fr}.user-banner-slider .slide{grid-template-columns:1fr;min-height:180px}.user-banner-slider .slide-media{display:none}
  .wizard-head,.wizard-body{padding:21px 16px}.wizard-head h1{font-size:26px}.wizard-progress{grid-template-columns:1fr 1fr}.wizard-step-indicator{font-size:8px;padding:8px}.option-grid,.review-grid{grid-template-columns:1fr}.content-page .card{padding:22px}.page-title{flex-direction:column}.chat-fab{right:14px;bottom:80px}.chat-box{right:12px;bottom:144px}
}
@media(max-width:390px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.hero-copy-v4 h1{font-size:35px}.hero-badges-v4{grid-template-columns:1fr}.trust-row-v4{grid-template-columns:1fr}.user-service-grid{grid-template-columns:repeat(3,1fr)}}
.bottom-nav a.active{color:var(--p)}.bottom-nav a.active:before{content:"";position:absolute;top:0;width:28px;height:3px;border-radius:0 0 4px 4px;background:var(--p)}.bottom-nav a{position:relative}

/* v5: exact public mobile header requested: menu -> logo/name -> login/register */
.public-nav-wrap{position:relative}.public-menu-first{order:1}.public-brand{order:2;flex:0 1 auto}.public-nav-wrap .desktop-nav{order:3;flex:1;justify-content:center}.public-auth-actions{order:4;margin-left:auto;flex:0 0 auto}.public-auth-button{white-space:nowrap}.public-lang-switch{min-width:40px;justify-content:center}
.channel-strip{display:flex;gap:9px;align-items:center;justify-content:center;flex-wrap:wrap;margin:0 0 20px}.channel-strip .meta-chip{display:inline-flex;align-items:center;gap:5px}
.partner-marquee{overflow:hidden;border:1px solid var(--line);background:#fff;border-radius:22px;box-shadow:var(--shadow-sm);padding:14px 0;position:relative}.partner-marquee:before,.partner-marquee:after{content:"";position:absolute;z-index:2;top:0;bottom:0;width:55px;pointer-events:none}.partner-marquee:before{left:0;background:linear-gradient(90deg,#fff,rgba(255,255,255,0))}.partner-marquee:after{right:0;background:linear-gradient(-90deg,#fff,rgba(255,255,255,0))}.partner-track{display:flex;align-items:center;gap:14px;width:max-content;animation:partnerScroll 26s linear infinite}.partner-marquee:hover .partner-track{animation-play-state:paused}.partner-logo-card{width:178px;min-height:92px;border:1px solid #edf0f4;border-radius:18px;background:#fff;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:8px;padding:12px;color:#283246}.partner-logo-card img{max-width:118px;max-height:48px;object-fit:contain}.partner-logo-card strong{font-size:12px}.partner-placeholder{width:42px;height:42px;display:grid;place-items:center;background:#fff2f3;color:var(--p);border-radius:13px}.partner-placeholder .ui-icon{width:22px;height:22px}@keyframes partnerScroll{from{transform:translateX(0)}to{transform:translateX(calc(-50% - 7px))}}
.select-wrap{position:relative}.select-wrap select{width:100%}
@media(max-width:900px){.public-nav-wrap{justify-content:flex-start}.public-menu-first{display:grid!important}.public-brand{min-width:0;flex:1}.public-auth-actions{gap:5px}.public-auth-actions .public-lang-switch{display:none}.public-brand .brand-copy strong{max-width:155px}}
@media(max-width:640px){.public-nav-wrap{gap:7px;padding-left:12px;padding-right:12px}.public-menu-first{flex:0 0 36px}.public-brand{gap:7px}.public-brand .brand-mark,.public-brand img{width:36px;height:36px}.public-brand .brand-copy strong{font-size:12.5px;max-width:90px}.public-auth-actions .btn-sm{font-size:9px;padding:7px 7px;border-radius:8px}.public-auth-actions{gap:3px}.register-button{padding-left:7px!important;padding-right:7px!important}.partner-logo-card{width:145px;min-height:78px}.partner-logo-card img{max-width:94px;max-height:38px}.partner-track{animation-duration:22s}}
@media(max-width:390px){.public-brand .brand-copy strong{max-width:72px;font-size:11.5px}.public-brand .brand-mark,.public-brand img{width:34px;height:34px}.public-auth-actions .btn-sm{font-size:8.5px;padding:6px 6px}.public-nav-wrap{gap:5px}}

/* V7 Loan Account / lifecycle modules */
.user-pro-tools{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0 24px}.user-pro-tools>a{display:flex;align-items:center;gap:12px;padding:15px;border:1px solid var(--line);border-radius:17px;background:#fff;box-shadow:var(--shadow-sm);transition:.2s}.user-pro-tools>a:hover{transform:translateY(-2px);border-color:#f1cdd0;box-shadow:0 14px 30px rgba(22,30,44,.08)}.user-pro-tools>a>span{width:42px;height:42px;display:grid;place-items:center;border-radius:13px;background:#fff0f2;color:var(--p);flex:0 0 42px}.user-pro-tools .ui-icon{width:19px;height:19px}.user-pro-tools strong{display:block;font-size:11px}.user-pro-tools small{display:block;color:var(--muted);font-size:9px;margin-top:3px;line-height:1.45}.account-kpis{margin-top:5px}.loan-account-card .admin-card-head small{display:block;margin-top:4px;color:var(--muted)}.history-row{display:grid;grid-template-columns:1fr auto;gap:7px;padding:11px 0;border-bottom:1px solid #edf0f4}.history-row small{grid-column:1/-1;color:var(--muted)}.agreement-card{max-width:920px;margin:0 auto}.agreement-text{white-space:pre-wrap;background:#f8f9fb;border:1px solid #e6e9ef;border-radius:16px;padding:20px;font:inherit;font-size:12px;line-height:1.8;color:#30394a;margin:18px 0}.receipt-sheet{max-width:820px;margin:0 auto}.receipt-head{display:flex;gap:13px;align-items:center;border-bottom:1px solid #e8ebf0;padding-bottom:16px}.receipt-head img{width:52px;height:52px;object-fit:contain;border-radius:13px}.receipt-head h1{font-size:21px;margin:0}.receipt-head p{margin:3px 0 0;color:var(--muted)}.receipt-number{display:inline-flex;margin:16px 0;padding:8px 11px;border-radius:999px;background:#eaf8f1;color:#0c8757;font-weight:900;font-size:11px}.ticket-thread{display:grid;gap:10px;margin:16px 0}.ticket-message{max-width:82%;padding:12px 14px;border-radius:15px;background:#f2f4f8;font-size:11px;line-height:1.65}.ticket-message.user{margin-left:auto;background:#fff0f2;border:1px solid #f3d6d9}.ticket-message small{display:block;color:var(--muted);margin-top:6px}.request-card{border:1px solid #e5e9f0;border-radius:15px;padding:14px;margin:12px 0;background:#fff}.filter-grid{display:grid;grid-template-columns:repeat(5,minmax(130px,1fr));gap:10px;align-items:end}
@media(max-width:850px){.user-pro-tools{grid-template-columns:1fr}.filter-grid{grid-template-columns:1fr 1fr}.account-kpis{grid-template-columns:1fr 1fr!important}}
@media(max-width:520px){.filter-grid{grid-template-columns:1fr}.account-kpis{grid-template-columns:1fr!important}.ticket-message{max-width:95%}.receipt-sheet{padding:16px}}
@media print{.site-header,.app-header,.mobile-bottom,.footer,.support-widget,.btn,.menu-btn{display:none!important}.app-body{background:#fff!important}.receipt-sheet{box-shadow:none!important;border:0!important;max-width:none!important}.app-main{padding:0!important}.container{width:100%!important;max-width:none!important}}

/* V8 face verification */
.face-verify-card{max-width:760px;margin-left:auto;margin-right:auto}.face-camera-wrap{position:relative;aspect-ratio:4/3;border-radius:24px;overflow:hidden;background:#111923;border:1px solid #27313f}.face-camera-wrap video{width:100%;height:100%;object-fit:cover;transform:scaleX(-1)}.face-camera-wrap video.captured{filter:saturate(.75) brightness(.9)}.face-guide{position:absolute;inset:0;display:grid;place-items:center;pointer-events:none}.face-guide span{width:min(47%,310px);height:min(72%,390px);border:3px solid rgba(255,255,255,.9);border-radius:48% 48% 44% 44%;box-shadow:0 0 0 999px rgba(0,0,0,.22),0 0 35px rgba(255,255,255,.15)}.face-camera-state{position:absolute;left:16px;right:16px;bottom:16px;padding:10px 14px;border-radius:13px;background:rgba(17,25,35,.74);backdrop-filter:blur(10px);color:#fff;text-align:center;font-weight:700;font-size:13px}.face-status-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.wizard-progress.face-flow-note{grid-template-columns:repeat(5,1fr)}
@media(max-width:700px){.face-camera-wrap{aspect-ratio:1/1}.face-verify-card .actions{display:grid;grid-template-columns:1fr}.face-verify-card .actions .btn{width:100%}}

/* V9 public header: menu -> logo/name -> Bangla login/register */
.public-nav-wrap{display:grid;grid-template-columns:auto minmax(170px,auto) minmax(0,1fr) auto;align-items:center;column-gap:14px}
.public-menu-first{grid-column:1}.public-brand{grid-column:2;min-width:0}.public-nav-wrap .desktop-nav{grid-column:3;justify-self:center}.public-auth-actions{grid-column:4;margin-left:0;justify-self:end}
.public-brand .brand-copy strong{max-width:210px}.public-auth-button{font-weight:800;letter-spacing:0}
@media(max-width:900px){
  .public-nav-wrap{grid-template-columns:auto minmax(0,1fr) auto;column-gap:9px}
  .public-menu-first{grid-column:1}.public-brand{grid-column:2}.public-auth-actions{grid-column:3}
  .public-brand .brand-copy strong{max-width:160px}
}
@media(max-width:640px){
  .public-nav-wrap{grid-template-columns:36px minmax(0,1fr) auto;column-gap:7px;padding-left:12px;padding-right:12px}
  .public-brand{gap:7px;overflow:hidden}
  .public-brand .brand-mark,.public-brand img{width:36px;height:36px;flex:0 0 36px}
  .public-brand .brand-copy{min-width:0}
  .public-brand .brand-copy strong{font-size:12.5px;max-width:none;display:block;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
  .public-brand .brand-copy small{display:none}
  .public-auth-actions{display:flex;gap:4px;align-items:center}
  .public-auth-actions .public-lang-switch{display:none!important}
  .public-auth-actions .btn-sm{font-size:9.5px;padding:7px 8px;border-radius:8px;min-height:31px}
  .public-login-button{border-color:#efc1c5}
}
@media(max-width:390px){
  .public-nav-wrap{grid-template-columns:34px minmax(0,1fr) auto;column-gap:5px;padding-left:9px;padding-right:9px}
  .public-brand .brand-mark,.public-brand img{width:34px;height:34px;flex-basis:34px}
  .public-brand .brand-copy strong{font-size:11px}
  .public-auth-actions{gap:3px}
  .public-auth-actions .btn-sm{font-size:8.5px;padding:6px 6px;min-height:29px}
}

/* V9 How-it-works video */
.how-video-cta{display:flex;justify-content:center;margin:24px 0 0}.video-watch-btn{display:inline-flex;align-items:center;gap:9px}.video-watch-btn .play-dot{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.2);font-size:13px}
.video-modal{position:fixed;inset:0;z-index:250;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(12,18,30,.78);backdrop-filter:blur(9px)}.video-modal.open{display:flex}.video-modal-card{width:min(900px,100%);background:#fff;border-radius:24px;box-shadow:0 28px 90px rgba(0,0,0,.34);overflow:hidden;position:relative}.video-modal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:18px 20px;border-bottom:1px solid var(--line)}.video-modal-head h3{margin:0 0 4px;font-size:19px}.video-modal-head p{margin:0;color:var(--muted);font-size:12px}.video-modal-close{width:38px;height:38px;border:0;border-radius:12px;background:#f4f5f7;color:#202938;font-size:24px;cursor:pointer}.video-player-wrap{background:#090d14;aspect-ratio:16/9}.video-player-wrap video{width:100%;height:100%;display:block;object-fit:contain;background:#090d14}
@media(max-width:640px){.video-modal{padding:10px}.video-modal-card{border-radius:18px}.video-modal-head{padding:14px}.video-modal-head h3{font-size:16px}.video-modal-head p{font-size:10px}}

/* V10: exact mobile public header — ☰ | logo + site name | লগইন | রেজিস্টার */
@media (max-width:900px){
  .public-site-header .public-nav-wrap{
    display:grid!important;
    grid-template-columns:38px minmax(0,1fr) auto!important;
    align-items:center!important;
    justify-content:stretch!important;
    column-gap:7px!important;
  }
  .public-site-header .public-menu-first{
    grid-column:1!important;
    display:grid!important;
    justify-self:start!important;
    width:38px!important;
    height:38px!important;
    margin:0!important;
  }
  .public-site-header .public-brand{
    grid-column:2!important;
    justify-self:start!important;
    min-width:0!important;
    margin:0!important;
    gap:6px!important;
    overflow:hidden!important;
  }
  .public-site-header .public-brand .brand-copy{
    min-width:0!important;
  }
  .public-site-header .public-brand .brand-copy strong{
    display:block!important;
    max-width:none!important;
    overflow:hidden!important;
    text-overflow:ellipsis!important;
    white-space:nowrap!important;
  }
  .public-site-header .public-auth-actions{
    grid-column:3!important;
    display:flex!important;
    align-items:center!important;
    justify-self:end!important;
    gap:4px!important;
    margin:0!important;
    flex-wrap:nowrap!important;
  }
  .public-site-header .public-auth-actions .public-auth-button{
    display:inline-flex!important;
    visibility:visible!important;
    opacity:1!important;
    white-space:nowrap!important;
  }
  .public-site-header .public-auth-actions .public-lang-switch{display:none!important}
}
@media (max-width:640px){
  .public-site-header .public-nav-wrap{
    grid-template-columns:36px minmax(0,1fr) auto!important;
    column-gap:5px!important;
    padding-left:10px!important;
    padding-right:10px!important;
  }
  .public-site-header .public-menu-first{width:36px!important;height:36px!important}
  .public-site-header .public-brand{gap:5px!important}
  .public-site-header .public-brand img,
  .public-site-header .public-brand .brand-mark{
    width:34px!important;height:34px!important;flex:0 0 34px!important;border-radius:10px!important
  }
  .public-site-header .public-brand .brand-copy strong{font-size:11.5px!important;line-height:1.15!important}
  .public-site-header .public-brand .brand-copy small{display:none!important}
  .public-site-header .public-auth-actions{gap:3px!important}
  .public-site-header .public-auth-actions .btn-sm{
    min-height:30px!important;
    padding:6px 7px!important;
    border-radius:8px!important;
    font-size:9px!important;
    line-height:1!important;
  }
}
@media (max-width:390px){
  .public-site-header .public-nav-wrap{grid-template-columns:34px minmax(0,1fr) auto!important;padding-left:8px!important;padding-right:8px!important;column-gap:4px!important}
  .public-site-header .public-menu-first{width:34px!important;height:34px!important}
  .public-site-header .public-brand img,
  .public-site-header .public-brand .brand-mark{width:31px!important;height:31px!important;flex-basis:31px!important}
  .public-site-header .public-brand .brand-copy strong{font-size:10.4px!important}
  .public-site-header .public-auth-actions .btn-sm{font-size:8.2px!important;padding:6px 5px!important;min-height:28px!important}
}