@import url('https://fonts.googleapis.com/css2?family=Hind+Siliguri:wght@400;500;600;700&family=Inter:wght@400;500;600;700;800&display=swap');
:root{--primary:#d71920;--primary-2:#ff4a52;--primary-dark:#9f0f15;--primary-soft:#fff1f2;--ink:#172033;--ink-2:#29344d;--muted:#6f7b91;--bg:#f6f8fc;--line:#e8ecf3;--success:#12834b;--warning:#b56a00;--danger:#b42318;--white:#fff;--navy:#111827;--shadow-sm:0 8px 24px rgba(26,37,61,.06);--shadow:0 18px 55px rgba(24,34,55,.12);--shadow-lg:0 30px 90px rgba(20,27,46,.18);--radius:22px;--radius-sm:14px;--ease:cubic-bezier(.2,.8,.2,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Hind Siliguri","Inter",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62;-webkit-font-smoothing:antialiased}body::selection{background:#ffd6d9;color:#7d0b10}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.container{width:min(1200px,92%);margin:auto}.ui-icon{width:24px;height:24px;display:block}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border:1px solid #ffd8db;border-radius:999px;background:#fff8f8;color:var(--primary-dark);font-weight:700;font-size:13px;letter-spacing:.01em}.muted{color:var(--muted)}.text-primary{color:var(--primary)}

/* public header */
.announcement{background:linear-gradient(90deg,#8e0e14,#d71920,#9d0f15);color:#fff;font-size:13px}.announcement .container{min-height:34px;display:flex;justify-content:center;align-items:center;gap:8px;text-align:center}.site-header,.app-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);border-bottom:1px solid rgba(232,236,243,.8);backdrop-filter:blur(18px);transition:.28s var(--ease)}.site-header.scrolled,.app-header.scrolled{box-shadow:0 12px 36px rgba(30,39,60,.08)}.nav-wrap,.app-nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;min-width:0}.brand img{width:44px;height:44px;object-fit:contain;border-radius:12px}.brand-mark{width:44px;height:44px;border-radius:14px;background:linear-gradient(145deg,var(--primary),#8f0a10);color:#fff;display:inline-grid;place-items:center;font-weight:800;box-shadow:0 10px 24px rgba(215,25,32,.25);font-size:22px}.brand-copy{display:grid;line-height:1.08}.brand-copy strong{font-size:18px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:220px}.brand-copy small{font-size:10px;color:var(--muted);font-weight:600;margin-top:4px}.desktop-nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:600;color:#44506a}.desktop-nav a{position:relative;padding:27px 0}.desktop-nav a::after{content:"";position:absolute;left:50%;right:50%;bottom:19px;height:2px;background:var(--primary);border-radius:2px;transition:.25s}.desktop-nav a:hover{color:var(--primary)}.desktop-nav a:hover::after{left:0;right:0}.nav-actions,.app-top-actions{display:flex;gap:9px;align-items:center}.lang-pill{height:40px;display:inline-flex;align-items:center;padding:0 12px;border:1px solid var(--line);border-radius:12px;color:#4c5871;font-size:13px;font-weight:700;background:#fff}.btn{display:inline-flex;justify-content:center;align-items:center;gap:8px;border:0;border-radius:13px;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;padding:12px 19px;font-weight:700;cursor:pointer;box-shadow:0 10px 24px rgba(215,25,32,.22);transition:transform .24s var(--ease),box-shadow .24s var(--ease),background .24s}.btn:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(215,25,32,.28)}.btn:active{transform:translateY(0)}.btn-sm{padding:9px 14px;border-radius:11px}.btn-lg{padding:14px 22px;border-radius:15px}.btn-ghost{background:#fff;color:var(--primary);border:1px solid #f1bec2;box-shadow:none}.btn-ghost:hover{background:#fff5f5;box-shadow:0 10px 24px rgba(215,25,32,.09)}.btn-soft{background:var(--primary-soft);color:var(--primary);box-shadow:none}.btn-muted{background:#687386}.btn-success{background:linear-gradient(135deg,#12834b,#1dab67)}.menu-btn{border:1px solid var(--line);background:#fff;border-radius:12px;padding:9px;cursor:pointer;display:grid;place-items:center;color:#27334b}.menu-btn .ui-icon{width:22px;height:22px}.mobile-menu,.user-drawer{display:none;padding:12px 4% 18px;background:#fff;border-top:1px solid var(--line);box-shadow:0 18px 35px rgba(20,29,48,.08)}.mobile-menu.open,.user-drawer.open{display:grid;animation:menuDrop .22s var(--ease)}.mobile-menu a,.user-drawer a{padding:12px 4px;border-bottom:1px solid #f0f2f6;font-weight:600;color:#45516a}.mobile-menu a:hover,.user-drawer a:hover{color:var(--primary)}@keyframes menuDrop{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}

/* hero */
.hero{padding:34px 0 30px;background:radial-gradient(circle at 10% 15%,rgba(255,221,223,.66),transparent 30%),radial-gradient(circle at 92% 15%,rgba(255,239,221,.7),transparent 28%),linear-gradient(#fff,#fbfcff)}.slider{position:relative;overflow:hidden;border-radius:30px;background:linear-gradient(135deg,#fff 0%,#fff7f7 46%,#fff 100%);border:1px solid #f4e4e5;box-shadow:var(--shadow)}.slider::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-130px;top:-190px;background:radial-gradient(circle,#ffd9dc,rgba(255,217,220,0));pointer-events:none}.slide{display:none;min-height:470px;padding:58px 58px 52px;align-items:center;grid-template-columns:1.15fr .85fr;gap:36px;position:relative;z-index:1}.slide.active{display:grid;animation:heroIn .65s var(--ease)}@keyframes heroIn{from{opacity:0;transform:translateX(26px) scale(.99)}to{opacity:1;transform:none}}.slide h1{font-size:clamp(40px,5vw,66px);line-height:1.03;margin:14px 0 16px;letter-spacing:-.035em}.slide p{font-size:18px;color:var(--muted);max-width:650px;margin:0 0 25px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-points{display:flex;gap:18px;flex-wrap:wrap;margin-top:24px}.hero-point{display:flex;align-items:center;gap:8px;color:#4b5670;font-size:13px;font-weight:600}.hero-point .tick{width:23px;height:23px;border-radius:50%;display:grid;place-items:center;background:#eaf8ef;color:var(--success)}.hero-point .ui-icon{width:14px;height:14px}.slide-media{display:flex;justify-content:center;align-items:center;position:relative;min-height:320px}.slide-media img{max-height:340px;border-radius:26px;box-shadow:0 22px 60px rgba(48,29,31,.16)}.hero-visual{width:min(360px,100%);aspect-ratio:1/.94;border-radius:34px;background:linear-gradient(145deg,#ffe8ea,#fff);border:1px solid #f6dadd;display:grid;place-items:center;position:relative;box-shadow:inset 0 0 0 10px rgba(255,255,255,.55)}.hero-visual .big-icon{width:112px;height:112px;border-radius:32px;background:linear-gradient(135deg,var(--primary),#ff5960);color:#fff;display:grid;place-items:center;box-shadow:0 28px 50px rgba(215,25,32,.28)}.hero-visual .big-icon .ui-icon{width:55px;height:55px}.floating-card{position:absolute;background:#fff;border:1px solid var(--line);border-radius:15px;padding:11px 13px;box-shadow:var(--shadow-sm);font-size:12px;font-weight:700;color:#37425a;display:flex;align-items:center;gap:8px}.floating-card.one{left:-18px;top:52px}.floating-card.two{right:-12px;bottom:58px}.floating-card .mini{width:28px;height:28px;border-radius:9px;display:grid;place-items:center;background:#fff0f1;color:var(--primary)}.floating-card .ui-icon{width:16px;height:16px}.slider-dots{position:absolute;bottom:18px;left:50%;transform:translateX(-50%);display:flex;gap:8px;z-index:4}.slider-dots button{width:9px;height:9px;border:0;border-radius:50%;background:#d7dbe3;padding:0;cursor:pointer;transition:.25s}.slider-dots button.active{background:var(--primary);width:28px;border-radius:10px}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:18px}.trust-item{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 16px;box-shadow:var(--shadow-sm)}.trust-item .icon-wrap{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--primary-soft);color:var(--primary)}.trust-item .ui-icon{width:19px;height:19px}.trust-item strong{display:block;font-size:14px}.trust-item small{display:block;color:var(--muted);font-size:11px}

/* sections */
.section{padding:78px 0}.section.alt{background:linear-gradient(180deg,#f8f9fc,#f4f7fb)}.section-head{text-align:center;max-width:780px;margin:0 auto 36px}.section-head h2{font-size:38px;line-height:1.15;margin:10px 0 9px;letter-spacing:-.02em}.section-head p{color:var(--muted);margin:0}.section-kicker{color:var(--primary);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:23px;box-shadow:var(--shadow-sm)}.service-card{text-align:left;position:relative;overflow:hidden;transition:.3s var(--ease);min-height:210px}.service-card::after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;right:-48px;bottom:-52px;background:#fff4f4;transition:.3s}.service-card:hover{transform:translateY(-7px);border-color:#f4c6c9;box-shadow:var(--shadow)}.service-card:hover::after{transform:scale(1.35)}.service-icon{width:58px;height:58px;border-radius:17px;display:grid;place-items:center;background:linear-gradient(145deg,#fff0f1,#ffe3e5);color:var(--primary);font-size:27px;margin-bottom:18px;position:relative;z-index:1}.service-icon img{width:30px!important;height:30px!important}.service-card h3{margin:0 0 8px;font-size:19px;position:relative;z-index:1}.service-card p{margin:0;color:var(--muted);font-size:14px;position:relative;z-index:1}.notice{border-radius:24px;padding:30px;background:linear-gradient(135deg,#fff3f4,#fff);border:1px solid #f3c5c8;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start;box-shadow:var(--shadow-sm)}.notice-icon{width:56px;height:56px;border-radius:17px;background:#fff;color:var(--primary);display:grid;place-items:center;box-shadow:0 8px 20px rgba(215,25,32,.10)}.notice-icon .ui-icon{width:28px;height:28px}.notice h2,.notice h3{margin:0 0 6px}.notice p{margin:5px 0;color:#5d687e}.notice strong{color:var(--primary-dark)}.info-split{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:stretch}.info-panel{border-radius:28px;padding:34px;background:#151c2c;color:#fff;position:relative;overflow:hidden}.info-panel::after{content:"";position:absolute;width:250px;height:250px;right:-90px;bottom:-110px;border-radius:50%;background:rgba(215,25,32,.28)}.info-panel h2{font-size:34px;line-height:1.15;margin:14px 0}.info-panel p{color:#c9d0de;max-width:640px}.rule-list{display:grid;gap:12px;margin-top:24px}.rule-row{display:flex;gap:11px;align-items:flex-start}.rule-row .rcheck{flex:0 0 29px;width:29px;height:29px;border-radius:50%;display:grid;place-items:center;background:rgba(28,190,112,.16);color:#66e1a1}.rule-row .ui-icon{width:16px;height:16px}.rule-row strong{font-size:14px;display:block}.rule-row small{color:#b6c0d0}.mini-stack{display:grid;gap:15px}.mini-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;display:flex;gap:14px;align-items:flex-start;box-shadow:var(--shadow-sm)}.mini-card .mini-icon{width:48px;height:48px;border-radius:15px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center;flex:0 0 48px}.mini-card .ui-icon{width:23px;height:23px}.mini-card h4{margin:0 0 4px}.mini-card p{margin:0;color:var(--muted);font-size:13px}.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;position:relative}.step{position:relative;text-align:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 12px;box-shadow:var(--shadow-sm);transition:.25s}.step:hover{transform:translateY(-5px);border-color:#f3c1c4}.step-num{margin:0 auto 12px;width:46px;height:46px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff;font-weight:800;box-shadow:0 10px 24px rgba(215,25,32,.20)}.step h4{margin:0;font-size:14px}.loan-card{position:relative;overflow:hidden}.loan-card::before{content:"";height:4px;position:absolute;left:0;right:0;top:0;background:linear-gradient(90deg,var(--primary),#ff7a7f)}.loan-amount{font-size:30px;font-weight:800;letter-spacing:-.03em;margin:8px 0}.loan-meta{display:flex;gap:8px;flex-wrap:wrap;margin:13px 0 18px}.meta-chip{padding:6px 9px;border-radius:999px;background:#f4f6fa;color:#58647b;font-size:12px;font-weight:700}.logos{display:flex;flex-wrap:wrap;gap:16px;justify-content:center}.logo-card{min-width:170px;text-align:center;display:grid;place-items:center;min-height:120px;transition:.25s}.logo-card:hover{transform:translateY(-4px)}.logo-card img{height:48px;object-fit:contain;margin-bottom:9px}.certificate-card{position:relative;padding-top:26px}.certificate-card::before{content:"✓";position:absolute;top:16px;right:16px;width:30px;height:30px;border-radius:50%;background:#e8f7ee;color:var(--success);display:grid;place-items:center;font-weight:800}.cta-band{padding:0 0 78px}.cta-box{background:linear-gradient(120deg,#8f0d13,#d71920 58%,#ff4d55);color:#fff;border-radius:30px;padding:42px 46px;display:flex;align-items:center;justify-content:space-between;gap:24px;box-shadow:0 28px 70px rgba(157,15,21,.25);position:relative;overflow:hidden}.cta-box::before{content:"";position:absolute;width:260px;height:260px;border:45px solid rgba(255,255,255,.08);border-radius:50%;right:12%;top:-130px}.cta-box h2{font-size:34px;line-height:1.1;margin:0 0 8px}.cta-box p{margin:0;color:#ffe4e5}.cta-box .btn{background:#fff;color:var(--primary);box-shadow:none;position:relative;z-index:1}

/* footer */
.footer{background:#111827;color:#d6dce7;padding:58px 0 18px;position:relative;overflow:hidden}.footer::before{content:"";position:absolute;width:380px;height:380px;border-radius:50%;background:rgba(215,25,32,.12);right:-180px;top:-190px}.footer-grid{display:grid;grid-template-columns:1.5fr .8fr 1.1fr;gap:38px;position:relative}.footer-brand{display:flex;align-items:center;gap:11px;margin-bottom:14px}.footer h3,.footer h4{color:#fff;margin-top:0}.footer p{color:#aeb8c9}.footer a{display:block;margin:8px 0;color:#eef2f7;font-size:14px}.footer a:hover{color:#fff}.support-links{display:flex;gap:9px;flex-wrap:wrap}.support-links a{display:inline-flex;align-items:center;gap:7px;padding:8px 11px;border:1px solid #3b465a;border-radius:10px;background:#182133;transition:.2s}.support-links a:hover{border-color:#5d6b84;transform:translateY(-2px)}.footer-bottom{border-top:1px solid #2b3547;margin-top:34px;padding-top:20px;color:#9eabc0;position:relative}.license-note{background:#182133;border:1px solid #2b3547;border-radius:15px;padding:15px 17px;margin-bottom:16px;font-size:13px}

/* forms/auth */
.form-card{max-width:760px;margin:42px auto;background:#fff;border:1px solid var(--line);border-radius:25px;box-shadow:var(--shadow);padding:30px}.form-card h1{margin-top:0}.field{margin-bottom:16px}.field label{display:flex;align-items:center;justify-content:space-between;font-weight:700;margin-bottom:7px;font-size:14px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #d8dee8;border-radius:12px;background:#fff;color:var(--ink);outline:none;transition:.2s}.field input:focus,.field select:focus,.field textarea:focus{border-color:#e86066;box-shadow:0 0 0 4px rgba(215,25,32,.08)}.field textarea{min-height:100px;resize:vertical}.field small{color:var(--muted)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.flash{width:min(1180px,92%);margin:14px auto;padding:13px 16px;border-radius:12px;border:1px solid}.flash-error{background:#fff2f2;color:#9d1b1b;border-color:#f2c5c5}.flash-success{background:#edf9f0;color:#166534;border-color:#c8e9d1}.auth-shell{min-height:calc(100vh - 112px);display:grid;grid-template-columns:1.05fr .95fr;background:#f7f9fc}.auth-showcase{padding:64px clamp(32px,6vw,90px);background:linear-gradient(145deg,#111827,#222b3f);color:#fff;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:center}.auth-showcase::before,.auth-showcase::after{content:"";position:absolute;border-radius:50%}.auth-showcase::before{width:380px;height:380px;background:rgba(215,25,32,.22);right:-130px;top:-120px}.auth-showcase::after{width:220px;height:220px;border:42px solid rgba(255,255,255,.05);left:-110px;bottom:-100px}.auth-showcase h1{font-size:clamp(38px,5vw,62px);line-height:1.05;margin:14px 0 16px;max-width:640px;letter-spacing:-.03em;position:relative}.auth-showcase p{max-width:600px;color:#c6cedd;font-size:17px;position:relative}.auth-benefits{display:grid;gap:13px;margin-top:26px;position:relative}.auth-benefit{display:flex;align-items:center;gap:11px;font-size:14px}.auth-benefit .bicon{width:33px;height:33px;border-radius:11px;background:rgba(255,255,255,.09);display:grid;place-items:center;color:#78e3a9}.auth-benefit .ui-icon{width:17px;height:17px}.auth-panel{padding:48px clamp(22px,5vw,70px);display:flex;align-items:center;justify-content:center;background:radial-gradient(circle at 90% 10%,#ffe9eb,transparent 30%),#f7f9fc}.auth-card{width:min(520px,100%);background:#fff;border:1px solid var(--line);border-radius:26px;padding:31px;box-shadow:var(--shadow)}.auth-card h2{font-size:32px;margin:8px 0 4px}.auth-card>.muted{margin-top:0;margin-bottom:24px}.input-wrap{position:relative}.input-wrap .field-icon{position:absolute;left:13px;top:50%;transform:translateY(-50%);color:#8a95a9;pointer-events:none}.input-wrap .field-icon .ui-icon{width:18px;height:18px}.input-wrap input{padding-left:42px}.password-toggle{position:absolute;right:10px;top:50%;transform:translateY(-50%);border:0;background:transparent;color:#7a8496;cursor:pointer;font-size:12px;font-weight:700}.auth-card .btn{width:100%;margin-top:4px}.auth-switch{text-align:center;color:var(--muted);font-size:14px;margin:18px 0 0}.auth-switch a{color:var(--primary);font-weight:800}

/* user app */
.app-body{background:linear-gradient(180deg,#f7f9fc,#f4f6fa);padding-bottom:84px;min-height:100vh}.app-main{padding-top:26px;padding-bottom:34px}.app-header .brand-copy small{display:none}.profile-chip{display:flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 12px 5px 6px;box-shadow:var(--shadow-sm);font-weight:700}.profile-avatar{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#ffe8ea,#fff0f1);color:var(--primary);font-weight:800}.icon-button{width:40px;height:40px;border:1px solid var(--line);border-radius:12px;background:#fff;display:grid;place-items:center;color:#4a5670;position:relative}.icon-button .ui-icon{width:19px;height:19px}.dashboard-hero{display:grid;grid-template-columns:1.3fr .7fr;gap:22px;background:linear-gradient(125deg,#920d13,#d71920 62%,#ff565d);color:#fff;border-radius:28px;padding:34px;margin-bottom:20px;box-shadow:0 24px 60px rgba(165,17,24,.24);position:relative;overflow:hidden}.dashboard-hero::after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;border:52px solid rgba(255,255,255,.08);right:25%;top:-160px}.dashboard-hero h1{font-size:38px;line-height:1.08;margin:4px 0 8px;position:relative}.dashboard-hero p{color:#ffe2e4;max-width:620px;margin:0 0 18px;position:relative}.dashboard-hero .btn{position:relative;background:#fff;color:var(--primary);box-shadow:none}.dashboard-side-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.23);border-radius:20px;padding:20px;backdrop-filter:blur(12px);position:relative}.dashboard-side-card h3{margin-top:0}.dashboard-side-card p{font-size:13px;color:#fff1f2}.stats{grid-template-columns:repeat(3,1fr);margin-bottom:20px}.stat-card{position:relative;overflow:hidden;padding:21px}.stat-card::after{content:"";position:absolute;width:78px;height:78px;border-radius:50%;right:-26px;top:-26px;background:#fff4f4}.stat-card small{color:var(--muted);font-weight:600}.stat-card strong{font-size:27px;display:block;margin-top:3px;letter-spacing:-.02em;position:relative;z-index:1}.quick-section-head{display:flex;align-items:center;justify-content:space-between;margin:25px 0 13px}.quick-section-head h2{font-size:22px;margin:0}.quick-grid{grid-template-columns:repeat(4,1fr)}.quick-card{text-align:left;min-height:142px;display:flex;flex-direction:column;justify-content:space-between;transition:.25s var(--ease);position:relative;overflow:hidden}.quick-card::after{content:"";position:absolute;width:86px;height:86px;border-radius:50%;background:#fff3f4;right:-32px;bottom:-37px}.quick-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#f2c4c7}.quick-card span{width:48px;height:48px;border-radius:15px;display:grid;place-items:center;background:var(--primary-soft);font-size:23px;color:var(--primary);position:relative;z-index:1}.quick-card span img{width:28px!important;height:28px!important}.quick-card strong{font-size:15px;position:relative;z-index:1}.user-banner-slider{margin-bottom:20px}.user-banner-slider .slide{min-height:235px;padding:31px 34px;grid-template-columns:1fr .42fr}.user-banner-slider .slide h2{font-size:31px;margin:0 0 8px}.user-banner-slider .slide p{font-size:15px;margin-bottom:17px}.bottom-nav{position:fixed;z-index:45;bottom:0;left:0;right:0;background:rgba(255,255,255,.96);border-top:1px solid var(--line);display:none;justify-content:space-around;padding:8px 6px calc(8px + env(safe-area-inset-bottom));box-shadow:0 -12px 30px rgba(23,32,51,.07);backdrop-filter:blur(18px)}.bottom-nav a{display:grid;place-items:center;gap:3px;font-size:18px;color:#667188;min-width:56px}.bottom-nav .ui-icon{width:20px;height:20px}.bottom-nav span{font-size:11px;font-weight:700}.badge{display:inline-flex;align-items:center;padding:5px 9px;border-radius:999px;background:#f1f3f6;font-size:12px;font-weight:700}.badge-success{background:#e7f6eb;color:#146c2e}.badge-warning{background:#fff4dd;color:#8a5b00}.badge-danger{background:#ffe8e8;color:#9c1b1b}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:16px}.table{width:100%;border-collapse:collapse;min-width:760px}.table th,.table td{padding:13px 15px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:#f8f9fb;color:#5e687c;font-size:13px}.table tr:hover td{background:#fcfcfd}.link-btn{display:inline-flex;align-items:center;justify-content:center;border:1px solid #d8dde6;background:#fff;padding:7px 10px;border-radius:9px;cursor:pointer;font-weight:700;font-size:13px}.actions{display:flex;gap:7px;flex-wrap:wrap}.profile-layout{display:grid;grid-template-columns:280px 1fr;gap:18px}.profile-card{text-align:center}.avatar{width:96px;height:96px;border-radius:28px;display:grid;place-items:center;background:linear-gradient(145deg,#ffe8ea,#fff5f5);margin:auto;font-size:32px;color:var(--primary);font-weight:800}.doc-note{font-size:13px;color:var(--muted)}

/* application wizard */
.application-shell{max-width:980px;margin:0 auto}.wizard-card{padding:0;overflow:hidden}.wizard-head{padding:27px 30px;background:linear-gradient(135deg,#fff8f8,#fff);border-bottom:1px solid var(--line)}.wizard-head h1{margin:4px 0 6px;font-size:32px}.wizard-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:22px}.wizard-step-indicator{display:flex;align-items:center;gap:9px;padding:10px;border-radius:13px;background:#fff;border:1px solid var(--line);color:#7c879b;font-size:12px;font-weight:700}.wizard-step-indicator .num{width:28px;height:28px;border-radius:9px;display:grid;place-items:center;background:#f2f4f8}.wizard-step-indicator.active{border-color:#f0b9bd;background:#fff5f5;color:var(--primary)}.wizard-step-indicator.active .num,.wizard-step-indicator.done .num{background:var(--primary);color:#fff}.wizard-body{padding:28px 30px}.wizard-pane{display:none;animation:fadeUp .35s var(--ease)}.wizard-pane.active{display:block}@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}.option-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.option-radio{display:block;cursor:pointer}.option-radio input{position:absolute;opacity:0}.option-card{border:1px solid var(--line);border-radius:17px;padding:17px;background:#fff;transition:.2s}.option-card strong{display:block;font-size:19px}.option-card small{color:var(--muted)}.option-radio input:checked+.option-card{border-color:#ea9ca1;background:#fff5f5;box-shadow:0 0 0 3px rgba(215,25,32,.06)}.upload-box{border:1.5px dashed #cfd6e2;border-radius:17px;padding:22px;text-align:center;background:#fbfcfe;transition:.2s}.upload-box:hover{border-color:#e2868b;background:#fff8f8}.upload-box .ui-icon{width:28px;height:28px;margin:0 auto 8px;color:var(--primary)}.wizard-actions{display:flex;justify-content:space-between;gap:12px;padding-top:20px;border-top:1px solid var(--line);margin-top:24px}.review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.review-item{border:1px solid var(--line);border-radius:14px;padding:14px}.review-item small{display:block;color:var(--muted)}.review-item strong{display:block;margin-top:3px}.proof-highlight{display:flex;gap:12px;align-items:flex-start;padding:16px;border-radius:15px;background:#f0fbf5;border:1px solid #cdebd9}.proof-highlight .ui-icon{color:var(--success);flex:0 0 22px}

/* chat */
.chat-fab{position:fixed;right:22px;bottom:24px;width:60px;height:60px;border:0;border-radius:20px;background:linear-gradient(135deg,var(--primary),#ff4f57);color:#fff;z-index:60;box-shadow:0 18px 40px rgba(215,25,32,.34);display:grid;place-items:center;cursor:pointer;animation:chatPulse 2.8s infinite}.chat-fab .ui-icon{width:26px;height:26px}@keyframes chatPulse{0%,100%{box-shadow:0 18px 40px rgba(215,25,32,.32),0 0 0 0 rgba(215,25,32,.16)}50%{box-shadow:0 18px 40px rgba(215,25,32,.32),0 0 0 10px rgba(215,25,32,0)}}.chat-box{display:none;position:fixed;right:22px;bottom:96px;width:min(370px,calc(100vw - 28px));height:520px;background:#fff;border:1px solid var(--line);border-radius:22px;z-index:60;box-shadow:var(--shadow-lg);overflow:hidden}.chat-box.open{display:flex;flex-direction:column;animation:chatIn .25s var(--ease)}@keyframes chatIn{from{opacity:0;transform:translateY(10px) scale(.98)}to{opacity:1;transform:none}}.chat-head{padding:15px 16px;background:linear-gradient(135deg,#a30e15,#d71920);color:#fff;display:flex;justify-content:space-between;align-items:center}.chat-head-title{display:flex;align-items:center;gap:9px}.chat-head-title .support-dot{width:34px;height:34px;border-radius:12px;background:rgba(255,255,255,.16);display:grid;place-items:center}.chat-head button{background:none;border:0;color:#fff;font-size:22px;cursor:pointer}.chat-messages{flex:1;overflow:auto;padding:14px;background:#f7f8fb}.msg{max-width:82%;padding:10px 12px;border-radius:14px;margin:8px 0;font-size:14px;box-shadow:0 3px 10px rgba(31,40,59,.03)}.msg.user{margin-left:auto;background:#ffe6e8;color:#612126;border-bottom-right-radius:5px}.msg.support{background:#fff;border:1px solid var(--line);border-bottom-left-radius:5px}.chat-form{display:flex;border-top:1px solid var(--line);padding:8px;background:#fff;gap:6px}.chat-form input{flex:1;border:0;background:#f5f7fa;border-radius:11px;padding:12px;outline:none}.chat-form button{width:44px;border:0;border-radius:11px;background:var(--primary);color:#fff;display:grid;place-items:center}.chat-form button .ui-icon{width:18px;height:18px}

/* reveal animation */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .62s var(--ease),transform .62s var(--ease)}.reveal.visible{opacity:1;transform:none}
.site-header .menu-btn,.app-header .menu-btn{display:none}

@media(max-width:1020px){.desktop-nav{gap:14px}.desktop-nav a{font-size:13px}.grid-4,.quick-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(3,1fr)}.trust-strip{grid-template-columns:repeat(2,1fr)}.info-split{grid-template-columns:1fr}.auth-shell{grid-template-columns:1fr}.auth-showcase{min-height:420px}.dashboard-hero{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:900px){.site-header .menu-btn,.app-header .menu-btn{display:grid}.desktop-nav{display:none}.nav-wrap,.app-nav{gap:10px}.brand-copy strong{max-width:150px}.slide{grid-template-columns:1fr;min-height:440px;padding:43px 35px}.slide-media{display:none}.section{padding:62px 0}.grid-3{grid-template-columns:1fr 1fr}.stats{grid-template-columns:1fr 1fr}.bottom-nav{display:flex}.profile-chip span{display:none}.app-top-actions .lang-pill{display:none}.wizard-progress{grid-template-columns:1fr 1fr}.profile-layout{grid-template-columns:1fr}.cta-box{align-items:flex-start;flex-direction:column}}
@media(max-width:640px){.announcement{font-size:11px}.announcement .container{min-height:30px}.nav-wrap,.app-nav{min-height:66px}.brand-mark,.brand img{width:38px;height:38px}.brand-copy strong{font-size:15px;max-width:105px}.brand-copy small{display:none}.nav-actions{gap:5px}.nav-actions .lang-pill{display:none}.nav-actions .btn-sm{padding:7px 9px;font-size:11px;border-radius:9px}.menu-btn{padding:7px}.hero{padding:20px 0}.slide{padding:30px 22px 42px;min-height:400px;border-radius:22px}.slider{border-radius:22px}.slide h1{font-size:38px}.slide p{font-size:15px}.hero-points{gap:10px;display:grid}.trust-strip{grid-template-columns:1fr 1fr;gap:8px}.trust-item{padding:11px}.trust-item .icon-wrap{width:34px;height:34px}.section{padding:50px 0}.section-head{margin-bottom:25px}.section-head h2{font-size:29px}.grid-2,.grid-3,.grid-4,.quick-grid,.stats,.footer-grid,.form-row,.option-grid,.review-grid{grid-template-columns:1fr}.service-card{min-height:auto}.notice{grid-template-columns:1fr;padding:22px}.steps{grid-template-columns:1fr 1fr}.cta-band{padding-bottom:50px}.cta-box{padding:30px 24px;border-radius:23px}.cta-box h2{font-size:28px}.auth-showcase{padding:44px 24px;min-height:350px}.auth-showcase h1{font-size:40px}.auth-panel{padding:24px 15px 40px}.auth-card{padding:23px;border-radius:21px}.wizard-head,.wizard-body{padding:22px 18px}.wizard-progress{grid-template-columns:1fr 1fr}.wizard-step-indicator{padding:8px;font-size:11px}.wizard-step-indicator .num{width:24px;height:24px}.dashboard-hero{padding:25px 21px;border-radius:22px}.dashboard-hero h1{font-size:31px}.user-banner-slider .slide{padding:26px 21px}.quick-card{min-height:120px}.footer{padding-top:45px}.chat-fab{bottom:82px;right:16px}.chat-box{bottom:145px;right:14px}.app-top-actions .icon-button{display:none}}
.page-title{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:20px}.page-title h1{margin:0;font-size:31px;letter-spacing:-.02em}.page-title p{margin:5px 0 0;color:var(--muted)}.detail-stat{position:relative;overflow:hidden}.detail-stat::after{content:"";position:absolute;width:80px;height:80px;border-radius:50%;right:-32px;top:-32px;background:#fff2f3}.detail-stat h2{margin:6px 0 0;position:relative;z-index:1}.support-channel{display:flex;align-items:center;gap:12px;transition:.25s}.support-channel:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.support-channel .channel-icon{width:50px;height:50px;border-radius:16px;background:var(--primary-soft);color:var(--primary);display:grid;place-items:center}.support-channel .ui-icon{width:24px;height:24px}.content-page{max-width:950px;margin:auto}.content-page .card{padding:34px}.content-page h1{font-size:38px;margin:0 0 18px}.content-page h2,.content-page h3{margin-top:26px}.content-page p,.content-page li{color:#566176}.payment-method-card{position:relative;overflow:hidden}.payment-method-card::before{content:"";height:4px;position:absolute;top:0;left:0;right:0;background:linear-gradient(90deg,var(--primary),#ff6a71)}
@media(max-width:640px){.page-title{flex-direction:column}.page-title h1{font-size:27px}.content-page .card{padding:23px}.content-page h1{font-size:31px}}
.admin-card-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}.admin-card-head h3{margin:0}.admin-card-head small{display:block}